For Individuals & Families
Individual & Family Insurance
Helping Texas individuals and families find the right health, life, disability, and long-term care coverage with personal, experienced guidance.
Coverage Options
Individual & Family Health Insurance
BCBS, Oscar, United Healthcare, Wellpoint
Open Enrollment: November 1 – December 15 for plans starting January 1st, and December 16 – January 15 for plans starting February 1st.
Special Enrollment: You must have a qualifying event in order to apply for a Qualified plan during the rest of the year. Coverage effective dates depend on the date and type of qualifying event.
Aetna, BCBS, UHC
Aetna, BCBS, Cigna, United Healthcare
Medicare
We help individuals approaching Medicare eligibility understand their options, including Medicare Supplement (Medigap) plans and Medicare Advantage plans.
- ›Medicare Supplement (Medigap)
- ›Medicare Advantage
- ›Medicare Part D Prescription Drug Plans
Life Insurance
- ›Term (10, 20, 30 year)
- ›Whole Life
- ›Universal Life
- ›Guaranteed Universal Life
- ›Survivorship
- ›Key-man
- ›Buy-Sell
Disability Insurance
- ›Short-Term Disability
- ›Long-Term Disability
- ›Key-man Disability
- ›Business Overhead Expense
Long-Term Care Insurance
- ›Limited Pay
- ›Lifetime Pay
- ›Life Insurance Rider
- ›Income Doubler
Special Needs Insurance Planning
Farrell Financial has experience helping families understand insurance considerations for individuals with special needs, including how coverage choices can interact with government benefit programs.
Learn more about Special Needs Planning →Get Individual Coverage Help
Contact Farrell Financial to discuss your coverage needs and get personalized guidance.